Ajit is a senior professional in the Banking and Financial Services industry in India. He has over three decades of experience in the retail and commercial finance business, with functional expertise in Marketing and Sales, Credit and Risk.
Ajit’s has been involved primarily in setting up new businesses from scratch, right from identifying opportunities, building strategy, creating business plans, identifying resources and execution. The common thread in his approach has been to stick to the philosophy of “growing with the customer”. This has helped in building customer loyalty and building strong brands, which the customer identifies strongly with. Ajit also inculcated a strong sense of ownership in his teams, which helps to identify the right customers from the credit and entrepreneurship perspectives.
Ajit was the Executive Vice President in Kotak Mahindra Bank in the commercial banking business, specifically in asset based funding and working capital verticals, in business and credit functions. Prior to that, he was in a managerial position in SRF Finance, Delhi for Car Finance and Commercial Vehicle financing.
Ajit is an alumnus of Shri Ram College of Commerce, Delhi University, from where he had graduated in B.Com (Hons) in 1978.